FAQ's on borrowing from Bishopstown Credit Union

We’ve compiled some of the most frequently asked questions  we receive in relation to loans.  If you have a query that we’ve missed please email our in house loans team and they will be happy to assist you.


Frequently Asked Questions

You can borrow  from €500 -€75,000.

No, there are no penalties if you choose to repay your loan earlier that the loan term agreed.

No, you can join BCU and apply same day. We look at your ability to repay based on your income and outgoings.

There are no hidden fees or charges on your loan.

Yes, you can access your savings whilst you have an outstanding loan, we only hold a percentage of your savings as loan security.

All loan products are different and are subject to different terms and conditions. To find out if you can top up your existing loan, contact our lending department at 021-4800010 or by email.

No, you can apply, sign and draw down a loan from the comfort of your own home, using the BCU online portal or mobile app.*

*Terms and Conditions apply.

Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like to go ahead and apply for a loan

Apply Here