Buying your first car, or upgrading to your dream car?

With our competitive and affordable car loan you’ll have the bargaining power of a cash buyer. And unlike Hire Purchase or PCP agreements, you own the car from day one and there are no hidden fees or balloon payments at the end of the loan term.

 

With a Bishopstown Credit Union Car Loan:

You own the car from the offset which means you can sell it or change it at anytime.

You can decide on your next car type, you’re not tied to a dealer  or garage.

You don’t need to worry about mileage restrictions or condition of the car when the lease term is up.

You don’t need to worry about balloon payments worth thousands of Euro at the end of the loan term.

There are no early repayment fees, so if you feel like paying off your loan a little earlier than scheduled, there are no penalties or fees charged for doing so.

There are no administration or set up fees.

With a Bishopstown Credit Union Car Loan, YOU are in the driving seat!

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 Months Bank Statements (most recent)
  • Credit Card Statement (if applicable)
  • Mortgage Statement (if applicable)
2

Proof of Income

  • PAYE Employee - 2 recent pay slips
  • Self-employed - Notice of self-assessment (Form 11)
  • Social Welfare – 2 recent payment receipts
  • Retired – Proof of all pensions
3

Identification

  • Photo ID - Passport / Driving License
  • Proof of Address – Utility Bill, Bank Statement (dated within the last 6 months)
  • Proof of PPS Number - Medical Card, Payslip, P60
Lending criteria

Ability to Repay

  • Repayments must be made via EFT. No top-up allowed. Minimum amount €5,000 - Maximum amount €50,000.

Maximum Term

  • The maximum term available is 7 years.

Proof of Purchase Required

  • Proof of car purchase must be provided to qualify for preferential rate and payable directly if > €20,000.
How to apply

How To Apply


If you are an existing registered member, you can make a full application online. Alternatively, you can call us on 021 4800010 or visit our office to discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Bishopstown Credit Union please contact us today.

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